When it comes to online businesses, the importance of a secure eCommerce payment system cannot be ignored. Without it, all transactions are open to theft, and your site can be hacked or infected by viruses. This is why it’s so important that your payment processor is completely secure.
Some payment systems are much better than others. Most people opt for those systems that can be accessed from a web browser. While they’re convenient, they often require that you open a separate web browser in order to do your shopping. This opens up your site to hackers, which makes it more difficult to protect from identity theft.
A merchant account or a hosted PayPal payment system can work just fine for your website. It only takes a few minutes to set up a PayPal account and set up an eCommerce checkout. It’s very simple and the company will usually guide you through the whole process.
If you don’t want to use PayPal, or if you don’t have your own web server, you can make use of a merchant account that accepts just about any kind of credit card. All you need to do is sign up for one and then you’ll be able to accept most of the credit cards on the market. These accounts come in two flavors – secured or unsecured. The difference lies in the way the company stores your credit card information.
A secured card account is not as secure as a free account. There is some risk that hackers may gain access to your credit card details, but they won’t be able to use them on the Internet. They will be stored in a bank. Since the information is stored on your own computer, your site will be completely safe. You have a bit more security, but not as much as with a free account.
Free accounts on the other hand, are much less secure. There is no such thing as having your credit card stored on a secure server, and you don’t know where it’s stored. Because of this, you can’t be sure that hackers will never get hold of your information.
If you’re looking at getting a free account, then you should definitely do so. However, if you can afford to pay for it, you should make sure that the company has a secure hosting service in place.
Your eCommerce payment system should have been installed by a company that has years of experience in security. It should also have a secure payment gateway that allows your site to be protected from hackers.
There is more to a good payment system than simply allowing you to accept payments over the Internet. A secure payment system should also offer a secure payment gateway. It should ensure that the data that is being sent to your merchant account is encrypted, and that your credit card information is encrypted too.
Once the information goes into the merchant account, the payment gateway will take care of processing the transaction so that no one can read it. If someone does manage to intercept it, the payment gateway will either reject the transaction or provide the information back to the client.
The best way to keep your online store safe is to set up a payment gateway for every site that you plan on selling products on. As long as they’re all running on your own servers, there is nothing else you need to worry about. You won’t have to worry about hackers intercepting customer details either.
The downside to using a secure eCommerce payment system is that it can get expensive. If you want to run a big website, you may need to find a high-quality provider and then add on more services like shopping carts and secure SSL encryption.
However, if you’re just starting out with your online store, then you probably don’t have the budget to invest in a payment gateway. However, even a free account will let you accept just about any kind of card.